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50/30/20 Budget
Allocate income into Needs, Wants, and Savings.
Analysis Report
50/30/20 Budget
2/22/2026
SmartLoansAnalysis.com
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The 50/30/20 Rule
Split your after-tax income: 50% for Needs (Rent, Food), 30% for Wants (Fun), and 20% for Savings. This simple framework prevents lifestyle creep.